Save together. Collect your turn on time.
Join a contribution group, pay your share each cycle, and see every payment and your payout date in one place.
Contribution card
- Every payment checkedCounted only when the money has arrived
- A receipt every timeDownload it from your account
- Know when you collectYour payout date is shown in your account
How it works
Read more about how it works-
Open an account and join a group
Register, confirm your email, and apply for a group that suits your budget. You read and accept the group's rules before you join.
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Pay your share each cycle
Transfer your contribution and upload the receipt. We confirm it once the money arrives, and your card is ticked.
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Collect on your turn
When your turn comes, the pooled contributions are paid to you, less any service fee stated in the group's rules.
Your money, on record
Ajo works on trust. We keep a clear record so you never have to rely on memory or a lost paper card.
- Every payment is checked. A contribution counts once we have confirmed the money arrived, and you get a receipt for it.
- You see your own record. Log in any time to see what you have paid, what is due, and when you collect.
- Your details stay private. Other members cannot see your payments.
Questions people ask
How do I join a group?
Create an account, confirm your email, and once your account is approved you can apply to join any open group.
How do I pay my contribution?
Pay by bank transfer and upload your receipt in your account. Your payment shows as confirmed once we have checked the money has arrived.
When do I collect?
Your account shows your position in the group and the date you are expected to collect.
Ready to join a group?
Open an account, choose a group that fits your budget, and read its rules before you join.